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Terms of Service

1. Agreement to Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. Red Ram Technology OU ("Company", "we", "us", or "our") operates this website and provides portfolio tracking and AI-powered investment note services.

2. Use License

Permission is granted to temporarily download one copy of the materials on our website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on our website;
  • remove any copyright or other proprietary notations from the materials.

3. Not Financial Advice

IMPORTANT DISCLAIMER: Red Ram Technology OU is not a financial advisor and does not provide investment, financial, or trading advice. Our service provides AI-powered tools to help you organize and analyze your investment notes and portfolio information. All content, tools, and features are for informational and organizational purposes only.

Any investment decisions you make are solely your responsibility. You should consult with a qualified financial advisor before making any investment decisions. We do not recommend, endorse, or guarantee the performance of any investments.

4. Service Description

Our service provides:

  • Portfolio tracking and organization tools
  • AI-powered note analysis and insights
  • Investment research organization features
  • Data visualization and reporting tools

We reserve the right to modify, suspend, or discontinue any aspect of the service at any time.

5. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password and for all activities that occur under your account.

6. Privacy and Data

We respect your privacy and do not sell or share your personal data with third parties for marketing purposes. Please review our Privacy Policy for detailed information about how we collect, use, and protect your information.

7. Prohibited Uses

You may not use our service:

  • For any unlawful purpose or to solicit others to perform unlawful acts
  • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • To infringe upon or violate our intellectual property rights or the intellectual property rights of others
  • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • To submit false or misleading information

8. Subscription and Billing

Some features require a paid subscription. Subscription fees are billed in advance on a monthly or annual basis. You may cancel your subscription at any time through your account settings.

9. Limitation of Liability

In no event shall Red Ram Technology OU or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if we have been notified orally or in writing of the possibility of such damage.

10. Accuracy of Materials

The materials appearing on our website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete, or current.

11. Links

We have not reviewed all of the sites linked to our website and are not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site.

12. Modifications

We may revise these terms of service at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

13. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Estonia, and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Red Ram Technology OU
Email: [email protected]